Eliminating Debt

How To Start Paying Off Debt

by John January 11, 2012 0 comments
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Do you start hyperventilating when you hear the word “debt?” Do you have several digits in your debt amount? Are you getting phone calls from debt collectors to the point where you’ve actually considered changing your phone number? You’re not alone. Here’s how you can start paying off your debt today.

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Changing Positions on Credit Cards: Bethany’s Story

by Bethany Hartman January 8, 2012 1 comment
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I was 18 years old with a credit card pre-approval from Capital One in my hand, having bought into the myth that I needed to get a credit card in order to establish and build credit. I called and accepted it. Was it the right choice?

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4 Financial Dreams and How We’re Accomplishing Them

by JC Reagan December 17, 2011 2 comments
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Let me introduce myself: My name is JC. My wife Brianna and I are a lot like a majority of young couples. We have thousands of dollars in credit card, car loan, and student loan debt. But something’s about to change . . . .

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Selling on eBay: 5 Tips

by Bethany Hartman October 20, 2011 0 comments
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We all have stuff in our closets or sitting on shelves that we think we can’t part with but we actually haven’t even touched in years, right? Yes, I’m right. Be honest. You don’t really need those two Thigh Masters in the attic. Sell your stuff on eBay! Here’s how.

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United States Losing AAA Credit Rating? What Does That Mean For You?

by John August 5, 2011 0 comments
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America almost lost its AAA credit rating. Despite the debt deal on August 2nd, the United States was almost downgraded by Standard & Poor’s credit rating agency. But what does this mean for you? What might be impacted due to this downgrade? Let’s explore what’s happening in America, and how you can protect yourself from the perceived federal disaster.

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5 Smart Moves That Will Make You Triumph Over Debt

by Guest March 30, 2011 0 comments
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Debt is such a burden; it causes stress, insecurity, and friction in your marriage and your life. All of those wonderful things that money buys, most – are not necessary, and when the bill comes, it is depressing. Find out how to get rid of your debt!

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5 Tips on Paying Back Your Home Loan Faster!

by Guest February 7, 2011 3 comments
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Paying off your mortgage can seem like a daunting task when you look at those monthly statements that show your remaining balance. However, no matter how much money you still owe on your mortgage, you can start taking steps now . . .

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Should Christians Allow Debt To Remain Outstanding?

by John January 24, 2011 5 comments
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Mortgages. Student loans. Auto loans. Loans, loans, loans! Many Americans have enough debt to where if they make the minimum payments, they could be paying off debt for 30 years or more. Some people pay off debt over a lifetime, never gaining traction until well into retirement. Is this okay?

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How We’re Juggling The Baby Steps: Thanks Commenters!

by John January 17, 2011 7 comments
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Recently, on ChristianPF.com, I wrote how we’re at a crossroads on Dave Ramsey’s Baby Steps. You can read that article here. Because of the sheer volume of responses, I decided to take some time to respond to each of the commenters directly. However, I believe that the comment was too long for the site, so [...]

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Debt Free + Emergency Fund = Unparalleled Power

by John September 8, 2010 2 comments

I’m really excited. Super excited. “Stoked,” you could say. Why? We’re almost done with our fully funded, 6 month’s worth of expenses emergency fund. Not only that, but we’re debt free except for our mortgage. I can’t fully express how thankful we were to encounter Dave Ramsey’s 7 Baby Steps. Today, we’re starting to fully [...]

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