Spending Money

3 Ways To Have A Blast Without Breaking The Bank!

by John May 25, 2010

You want to have fun, and you should! The question is . . . how do you have a night’s worth of fun without digging deep into your wallet? We used to go out to the movie theater all the time. Once we started our budget, everything changed. Expensive date nights weren’t an option – [...]

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Money Saver: Drink More Water!

by John May 16, 2010

Drink water? Save money? YES! Think about it. When you go to the ‘fridge to get something to drink, what is it you reach for? Juices? Soda? If so, try this simple money saving trick: drink water! The key is to catch yourself before you take a swig of that expensive drink. Here’s an idea: [...]

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How to Build a Dependable Financial Vehicle

by John May 7, 2010

Building a financial foundation is a lot like building your own custom vehicle – you have to have the right components. Everything must be working together in unison to get you where you want to go. Each part is important. Each part is essential. The only trouble is where to begin. I’m going to attempt [...]

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Frugal Tip: Skip the Ads!

by John May 3, 2010

It’s been over a year since we’ve been exposed to regular television advertising. We decided when we got married that television wasn’t really something we should budget for, and skipped it altogether. Of course, we have a nice computer that we can occasionally watch shows on, but the advertising seems to be very minimal. We’re [...]

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Saving vs. Spending: The Showdown

by John April 30, 2010

It’s the showdown. Which will win? Saving or spending? Every time we make a purchase, this decision-making process takes place. Should we save the money we have, or should we just go ahead and splurge? There are many variables that we have to take into account when analyzing how this decision is made. First, how [...]

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A Revolutionary Way To Shop Online: eBillme.com!

by John April 28, 2010

Every time I’ve shopped online using my debit card, the fleeting thought popped up in the back of my mind that perhaps I should think twice. Should reconsider putting my sensitive debit card information on the internet? But then, I would quickly dismiss the notion because “identity theft would never happen to me.” Or could [...]

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What’s the Value of a Dollar Anyway?

by John April 14, 2010

When you were a kid, did you ever have a lemonade stand on the side of the street? I remember having a lemonade stand. I had to go out and buy the lemonade, borrow some of my mom’s pitchers, and set up the playing card table. It was quite the operation! Then came the big [...]

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Apple iPad Review: Great, But I’ll Wait for the Second Generation

by John April 3, 2010

As many of you know, I’m a tech geek. I love tech. I especially love Apple tech. So, I thought I’d have to do a review of the iPad. I know, I know, I said that I wouldn’t get one until we paid off all our non-mortgage debt and built our fully-funded emergency fund. Don’t worry! [...]

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Making Annual Inflation Budget Adjustments

by John March 29, 2010

In the next few days, I believe that we’re going to have to raise our budgeted expenses. It’s been a year since we’ve been married, and we’re just now starting to experience the concept of inflation. We can’t buy groceries for what we did a year ago! Inflation in 2009 was mostly deflation, meaning that [...]

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Is It Okay to Pull Money from Another Budgeting Category?

by John March 20, 2010

Yes. In moderation. There are specific circumstances where you will have to do this. This month we ran out of grocery money due to two reasons: we had the budget very low already and we wanted to plant veggies (used money from the grocery envelope) to produce a summer harvest. Therefore, we pulled some money [...]

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