How to Lower Your Cell Phone Bill: 3 Areas You Should Reduce Today

If you’re looking to reduce your cell phone bill, oh boy do I have some tips for you. Many people are simply paying too much for cell phone service because they have not analyzed their actual needs. I’m here to help.

Reviewing Your Cell Phone Bill: Easier Than You Think

I cannot begin to tell you about the countless people I’ve met who are frustrated by the Matrix-looking cell phone bills they get in the mail. To many, it looks like a gobbledygook of numbers and prorations.

Indeed, it is.

But don’t be overwhelmed. I’m going to break down for you three areas you can potentially reduce your payments and save money. Here we go.

Three Areas You Should Reduce

1. Your Minute Plan

A huge portion of your bill has to do with your minute plan. A couple of companies charge quite a bit of money for unlimited talk on a postpaid plan, and many of their customers are afraid to go down to a limited plan fearing overage costs.

But limited plans aren’t as limited as you might think. For example, AT&T offers unlimited mobile to any mobile calling when you have an unlimited texting plan. Think about it: do you really need unlimited minutes when you can call any cell phone (on AT&T or otherwise) free of charge? Nope! Who calls landlines for any decent length of time nowadays anyway?

Other carriers also offer mobile to mobile calling but you are confined to the network you are calling from. For example, if you’re on Verizon Wireless, you can only call other Verizon cell phones free of charge – not other cell phones on other networks.

2. Your Texting Plan

Another area you might able to save money on is your texting plan. Several cell phone carriers offer limited texting plans (say 1,000 or 500 texts) to match your needs. Do you really need unlimited?

If a limited texting plan isn’t an option, you might decide to forgo texting altogether. Ouch, that hurts though, right?

Explore the iPhone 4S

Not so much if you have an iPhone.

iPhones running iOS 5 or higher now include something called iMessage.

iMessage allows you to text other iOS devices (such as other iPhones, iPads, or iPod touches) over your data plan free of charge. Yes, free! Now there’s something you could get used to.

How many people do you know that have these devices? If you think you can shun the people who don’t have an iOS device and only text Apple fans, you’re in business – drop your texting plan and stick with and buy an iPhone.

But don’t forget that you might lose other perks by dropping your texting plan – such as AT&T’s unlimited mobile to any mobile feature.

3. Your Data (Internet) Plan

Data consumption is on the rise, and many carriers are desperately trying to move people away from their unlimited data plans to limited plans. Tempting you with lower monthly prices, you might move to a limited plan without looking at the overage costs on these new plans.

However, limited plans can cost less and save you money in the long term if your lifestyle allows for low data consumption. For example, AT&T has a DataPlus plan that can save you a few bucks if you’re usually connected to WiFi (which doesn’t eat up your data allotment).

Bonus Savings: Extra Features

Many people have some small extra features on their cell phone bill that they no longer need or use. Check your bill for these miscellaneous features:

  • Roadside assistance
  • Ringtone subscriptions
  • Parental controls
  • Navigation
  • Insurance
  • Enhanced technical support

It pays to carefully look through your bill and see if you have any of these extra features. Keep what you need, but request all others be removed. This will definitely help you lower your cell phone bill!

Quality Service Does Matter

While all of these areas are important to review to ensure you save money, it’s worth paying for quality service that matters. Personally, I’m a fan of AT&T (if you haven’t noticed already) because of their fast data speeds and widespread coverage. They aren’t the cheapest option, but I believe that with AT&T my wife and I get the most bang for our buck.

Another thing that matters? Customer service. If your provider won’t budge on fees and overage charges, you might want to consider another company. Also, how are you treated when you walk through the doors of your cellular provider? Do they genuinely care about your service or treat you like a number who’s next in their queue?

There you have it. To recap: review your minute, texting, and data plans; watch out for miscellaneous charges; yet find reliable, quality service. You’ll save money and avoid headaches at the same time!

Which carrier are you with? How do you save money while maintaining quality service? Leave a comment below!

iPhone apps image by Yutaka Tsutano

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