Are you fed up with “getting ahead” and would rather jump off a financial cliff? Wish your money would just disappear into thin air? If you’re looking for a financial disaster, make sure you follow these three simple tips. Did you hear that? It was the sound of your portfolio plummeting. Let’s begin!
1. Whatever you do, don’t make a budget.
Learning how to make a budget (don’t follow the link) is absolutely worst thing you could do when you want to fail at money. Many of the great financial failures of our time became what they are today by ignoring advice to get a budget. Think of all the wondrous consequences of not making a budget:
- You’ll spend more than you earn!
- You’ll go into massive amounts of debt and potentially build your credit score by having a balance!
- You’ll lay awake at night wondering how to raise your credit limit so you can borrow even more money!
Sound like a dream? It doesn’t have to be. Don’t make a budget and you’ll lay the foundation of failure!
2. Don’t think about your future, life is short so live for today!
Who needs retirement? Besides, you’re young and can always catch up later . . . if you want to. Even though websites like Betterment make investing super easy, you don’t have time for that, right?
So instead of working while you can work for when you can’t work, play while you can work instead. It’s a better time and a great way to ensure financial doom.
3. Be normal and think inside the box.
Instead of cutting expenses, getting a side job, reading books, finding cheap forms of entertainment or anything extraordinary like that, the last step is to just be normal. Normal is easy, you can do this one! Simply do what you’ve always done, and you’ll get the results you’ve always gotten.
Being creative and thinking outside the box can lead to financial success . . . watch out! If you remember to never take any risks, you’ll stay right in your comfort zone live a stress-free lifestyle, right?
You all know this is a bit of satire. I believe you should create a budget, plan for the future, and think differently. This is your challenge for today: do something different to get different results.
What other actions (or inactions) lead to financial failure? Leave a comment below!