Credit Cards

How To Start Paying Off Debt

by John January 11, 2012 0 comments
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Do you start hyperventilating when you hear the word “debt?” Do you have several digits in your debt amount? Are you getting phone calls from debt collectors to the point where you’ve actually considered changing your phone number? You’re not alone. Here’s how you can start paying off your debt today.

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Changing Positions on Credit Cards: Bethany’s Story

by Bethany Hartman January 8, 2012 1 comment
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I was 18 years old with a credit card pre-approval from Capital One in my hand, having bought into the myth that I needed to get a credit card in order to establish and build credit. I called and accepted it. Was it the right choice?

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Three Steps To Relieve Credit Card Debt

by Guest June 30, 2010 1 comment

This article was written by Alban. Alban is a personal finance writer who provides tips on how to reduce debt and choose the best low interest credit card. Getting out of credit card debt is not an impossible task. With a bit of work and a lot of determination it is possible to free yourself [...]

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3 Reasons to Clean Out That Wallet!

by John April 22, 2010 1 comment

Guys, you know how difficult it can be to sit down on a big fat wallet. Ladies, you know how purse clutter can just ruin your day! Well, there are more reasons to clean out your wallet than an uncomfortable seat or a chaotic handbag. Now, I’m not opposed to fat wallets due to cash [...]

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Anti-Debt as a Lever and Fulcrum

by John April 13, 2010 0 comments

I was thinking about people who claim that debt is like a “lever and fulcrum” or “tool” the other day. Why do they think that? Perhaps it is because you can “get more stuff” before you actually have the money. Debt, I suppose, gives you a way to get what you want before you can [...]

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3 Steps to De-clutter your Financial Life

by John February 5, 2010 1 comment

Is your financial house in a shambles? You know that you need to do something about it, but what? If you’re feeling overwhelmed, here are three simple ways to de-clutter your financial life. First: Eliminate your credit cards! I know this is difficult, but it’s about time! Besides all the other reasons to eliminate credit [...]

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Should You Accept Bank Credit Card Offers?

by John January 29, 2010 2 comments

Today I walked into my local bank to make a deposit. The teller asked me a question that I knew I would inevitably hear one day. “Do you have or use credit cards?” Okay, now how am I supposed to respond to that? Avid readers of The Christian Dollar will know that I don’t use [...]

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3 First Steps to Financial Freedom

by John January 7, 2010 2 comments

You may be wondering what some of the most important steps are when you first start your quest toward financial freedom. The answer is obvious, but doing these three things is seldom accomplished and often overlooked. Are you ready? These are profound: Pray That’s right, you need to pray. Everything comes from God, and we [...]

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Mathematics or Behavior Modification?

by John December 31, 2009 0 comments

Mathematics is usually the topic at hand when money is mentioned at the water cooler. You know what I mean. You’ll go to the back on your break and start up an “I-got-a-lower-interest-rate-than-you” conversation, thinking that you’re winning financially because you’re a percentage point lower. But maybe it isn’t about mathematics. Maybe it’s about behavior [...]

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