Dave Ramsey

Changing Positions on Credit Cards: Bethany’s Story

by Bethany Hartman January 8, 2012 1 comment
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I was 18 years old with a credit card pre-approval from Capital One in my hand, having bought into the myth that I needed to get a credit card in order to establish and build credit. I called and accepted it. Was it the right choice?

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Financial Peace University: Why I Plan on Taking it Online

by Briana Myricks October 25, 2011 5 comments
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Dave Ramsey is a man who found out how personal finance works the hard way, and found his way out of debt and into a life of blessed, financial peace. He now teaches millions of people how to be smarter with their money with his books, courses, and speaking events. One of the many courses Dave teaches is called Financial Peace University.

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How to Have Financial Focus and Accomplish Your Goals

by John May 6, 2011 0 comments

I am absolutely convinced from a behavioral standpoint that people do better when focused on one goal at a time instead of two or more. Dave Ramsey calls this focused intensity. I’ve seen its power in my own life, and I know you’d find it to be true in yours as well.

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Our $10,000 College Cash Flow Fund

by John February 8, 2011 0 comments
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Courtney and I, well, we don’t like debt. We hate it, really. So when it was time for Courtney to go back to school, student loans were the last thing we wanted to do. So, we decided that we would need to cash flow the whole thing . . .

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How We’re Juggling The Baby Steps: Thanks Commenters!

by John January 17, 2011 7 comments
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Recently, on ChristianPF.com, I wrote how we’re at a crossroads on Dave Ramsey’s Baby Steps. You can read that article here. Because of the sheer volume of responses, I decided to take some time to respond to each of the commenters directly. However, I believe that the comment was too long for the site, so [...]

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John Writes For Dave Ramsey Recommended eBillme.com!

by John September 23, 2010 0 comments

I’m excited to share with my readers some awesome news! Over the last few months, I’ve worked closely with Samer Forzley of eBillme.com to bring my content to the eBillme Blog. If you’re unaware of eBillme.com, here are two articles to bring you up to speed: BibleMoneyMatters.com – Good Customer Service And The Power Of [...]

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Debt Free + Emergency Fund = Unparalleled Power

by John September 8, 2010 2 comments

I’m really excited. Super excited. “Stoked,” you could say. Why? We’re almost done with our fully funded, 6 month’s worth of expenses emergency fund. Not only that, but we’re debt free except for our mortgage. I can’t fully express how thankful we were to encounter Dave Ramsey’s 7 Baby Steps. Today, we’re starting to fully [...]

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Giveaway: The Total Money Makeover + Workbook!

by John June 26, 2010 10 comments

To celebrate The Christian Dollar’s series on Dave Ramsey’s 7 Baby Steps, we’re giving away a free copy of The Total Money Makeover PLUS The Total Money Makeover Workbook! Aren’t familiar with these books? Here’s the scoop: The Total Money Makeover Book What It’s About Dave condenses his 17 years of financial teaching and counseling [...]

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Dave Ramsey’s 7 Baby Steps: Step 6 – Pay Off Your Mortgage Early

by John June 23, 2010 1 comment

Ah, you’re ready to eliminate your very last debt – the mortgage! What once seems like an impossible task is now very doable. After all, you shouldn’t have any non-mortgage payments by this point. Plus, you have a gigantic emergency fund to help you weather any storms that might come your way. Welcome, to Baby [...]

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