income

One Income Households: 4 Obstacles to Overcome

by Guest November 9, 2011 0 comments
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There are many couples that want to have a parent at home with their children or future children, but feel they financially cannot make it happen. When looking at family budgets there are four things that seem to derail decisions to stay home – mortgage, student loans, vehicles, and lifestyle.

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How to Live your Dream Job

by John April 17, 2010 0 comments

All of us have dream jobs. The most important question to ask yourself when trying to discover your dream job is: What fun thing do I enjoy doing? That is not the same question as: What fun thing will make me money. Asking the latter question, people will naturally try to think of that which [...]

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How to Easily Budget an Irregular Income

by John March 15, 2010 1 comment

Okay, so you aren’t on a salary. Maybe you’re an hourly employee, self-employed, and/or commissioned to the point of a ridiculously irregular income. The word “budget” might have a particularly cruel ring to it if your cash-flow varies month to month. I know how difficult budgeting an irregular income can be. While our variances in [...]

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3 Unforeseen Benefits of Financial Behavior Modification

by John March 2, 2010 3 comments

Have you ever thought you had it right only to find that you were dead wrong? For the longest time, I thought I would become financially successful through careful math, but later I found that I was severely mistaken. I was always looking for better interest rates, crazy and wild ideas for making more income, and [...]

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3 Foundational Tactics to Improve your Income

by John February 27, 2010 9 comments

Everybody wants to make more money. Some people, however, REALLY want to make more money! The contrast I’m trying to show here is that some people merely talk about raising their income as if it’s a dream, and others actually DO SOMETHING ABOUT IT! But why would you want to make more money in the [...]

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Top 5 Reasons To Spend This Month’s Income Next Month

by John January 27, 2010 16 comments

I can’t tell you how important this rule is to our family. But if I had to boil it down to a few reasons, here they are. Spending this month’s income next month will revolutionize your financial situation. You’ll start to notice other people talking about waiting for the next paycheck – you won’t have [...]

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Insurance Essentials: Disability Insurance

by John January 22, 2010 1 comment

Many people carry homeowners, life, and auto insurance. The three seem to be the “complete” combination of insurance products available. However, just because your insurance agent promotes these three heavily, doesn’t mean you don’t need disability insurance. In fact, you are more likely to become disabled than to die by the time you reach age [...]

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Insurance Essentials: Life Insurance

by John January 21, 2010 4 comments

Life insurance is one piece of insurance that most people don’t want to think about. Losing a family member is one of the most devastating events a person can endure. The last thing you want to worry about when you’ve lost a member of your household is how you’re going to make up their income. [...]

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