Saving Money

How To Save Money On Your Computer Needs

by John July 23, 2010

It’s a tool for our minds; a lever and fulcrum, if you will. In today’s world, it’s difficult to live without a computer. Many of us use computers to pay our bills, keep our finances on track, and enjoy a streamed movie or two on Netflix. Over time, computers break down. Not only the hardware, [...]

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Saving vs. Spending: The Showdown

by John April 30, 2010

It’s the showdown. Which will win? Saving or spending? Every time we make a purchase, this decision-making process takes place. Should we save the money we have, or should we just go ahead and splurge? There are many variables that we have to take into account when analyzing how this decision is made. First, how [...]

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Money Saver: Little Things Add Up!

by John April 6, 2010

When I was a kid, my mom always told me to turn off the lights when I left a room. At the time, I really didn’t understand this concept. Why turn off the lights? Does it really save THAT MUCH money? Today, I understand. I know that the little things we do save us money. [...]

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No Apple Tablet For Me

by John January 26, 2010

Tomorrow, I will watch the Apple rumor sites with a degree of pain knowing that we can not afford to buy a shiny-new-Apple-something. Supposedly, there is going to be a slate computer released from Apple that will amaze millions with a brilliant new user interface and fresh capabilities. Several years ago, I would’ve bought the [...]

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Why a Higher Deductible Sometimes Makes Sense

by John January 5, 2010

Insurance is a crucial part of developing a firm financial foundation. For the longest time, I was under the disillusionment that lower deductibles were always better than higher ones. Besides, you get to pay less money for a repair, right? Not always. You may be paying much more in premiums than should be justified. Whatever [...]

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Cash vs. Card: When Should Each Be Used?

by John January 2, 2010

Lately I have been posing a question to friends and family: “If you could only spend cash or swipe a card (debit or credit) for the rest of your life, which method would save you the most money?” The overwhelming response was that they would save more by spending with cash. I tend to agree. You [...]

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