When a couple gets married, they both have preconceptions and ways of dealing with money. One may be a spender, one a saver. How should you deal with finances in marriage?

My husband and I seem to be recovering financially from Christmas. We were more than reimbursed by the wonderful gifts from our family and friends in the form of clothing, movies, etc. But our bank account remains a little parched. Here are some things we've learned about gift giving! Won't you join us?

Do you start hyperventilating when you hear the word "debt?" Do you have several digits in your debt amount? Are you getting phone calls from debt collectors to the point where you've actually considered changing your phone number? You're not alone. Here's how you can start paying off your debt today.