Are Home Inspections Worth It?
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Home inspections are an absolute necessity when venturing into the home-buying process. I’ve never met anyone who purchased a car who didn’t at least look under the hood, kick the tires (I still don’t know what purpose that serves), or take the car for a test drive. You inspect a new car before purchasing, why not a house?
How to Spend Valentine's Day Without Breaking the Budget
Valentine’s Day will be here before you know it! For those of you who can’t remember the date (mostly men!), it’s February 14th. Planning ahead this year is a must!
The Fun Money Reserve Fund: Why You Might Need One
If you make a new budget every month, you probably are well aware that you need some fun money. Life on a budget is simply unbearable without a little spending money, so you put cash in your wallet or designate some money to be spent on whatever you want. But most likely you encounter a situation by week three – you don't have any money left! How will you ever afford eating out with your friends when they call you, or buying that last minute gift for the couple soon to be married? Simple: The Fun Money Reserve Fund! Here's how it works.
How to Stop Leaks in Your Budget
Making and maintaining a budget is an extremely important part of properly handling your finances. Perhaps you've already created your budget, but sometimes find that it has what are called "leaks." What do you do in this situation?
3 Affordable Christmas Tree Decorating Tips
If you haven’t already done so, then now is the time to put up your Christmas tree. And you know what that means . . . it's Christmas tree decorating time! Many individuals and families choose a Christmas tree theme to decorate their tree by, while others just throw on whatever they’ve collected over the years.
How Often Should You Eat Out While on a Budget?
If you asked five people how often you should eat out while living on a budget, you'd get five different answers. Why? Because it really depends upon each person's budget priorities, which are based on their personal and financial goals. But here are some things you should know.
How to Entertain on Thanksgiving with Class!
This Thanksgiving season it’s all about one thing . . . football! Okay, I’m joking a little. But the holiday season certainly does put a focus on excess spending and eating. Today, however, it pays to remember the financial climate is more geared toward simple meals and décor. This year, try something a little different . . . try getting back to the basics!
Why We'll Give Our Children Commission, Not Allowance
We don't have children, yet. But when we do, my wife and I will give our children a commission for certain chores instead of an allowance. You should do the same. Here's why.
4 Steps to Curb Overspending Your Budget
Oh no, you've done it again. You've overspent your budget. How could this happen after all the long hours you spent perfecting it? While nobody is perfect, here are some steps you can take to help you stay within budget and curb overspending.
Do Recommended Percentages for Budget Categories Work?
We've all heard financial experts make claims that you should use percentages when trying to figure out how much to allocate for certain expenses. For example, they might say you need to give 10% of your income, save 10%, and spend 80%. While these rules of thumb are easy to remember, do they really work?