4 Things to Do With Your Tax Refund
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I know that so many people will be getting their tax refunds within the next few weeks. Unfortunately, I also know that many people have a habit of spending their refunds in an unwise manner. I am not completely against someone "enjoying" their tax refund, but I do think we need to evaluate our choices to ensure that they are beneficial to us and our families in the long run.
3 Tips to Blast Your Debt into Oblivion
If you're looking to get out of debt, here are some tips to do so as quickly as possible. Sometimes it is possible to blast your debt into oblivion, you just have to know what to do.
Have You Failed Enough to Win?
Afraid of failure? Yeah, me too. But that doesn't mean failure is necessarily a bad thing. Many failures have a lesson to teach, and if we can change our perspective on failure, we might just be a little less afraid of it. Here's why you should welcome a certain amount of uncertainty and dare to fail.
3 Tricks to Push Yourself to Save Money
If you think shopping is an event – like bowling, fishing, or dancing – you probably overspend. You're going to need a few ways to trick yourself into saving money. Here are some of the best tactics I know for those of you who think the shopping mall is Disney Land.
5 Financial Habits You'll Wish You Would Have Formed Years Ago
Think a lot about the future. Many times, if you focus on the future, the present will take care of itself. Here are some financial habits you'll wish you would have started now, 10 years from now. Or, you could just start them today. Make the right choice, and you'll be well on your way to financial freedom.
Were You Deceived About Work Growing Up?
It wasn't their fault. It wasn't your teachers' fault, your parents' fault, or anyone else's. But you might have been deceived about what work would look like in the 21st century. It's not because they intentionally lied to you, it's because they grew up in a different time. What does it take to survive (and moreover, thrive) in today's world?
How Much You Can Contribute to Your Roth IRA in 2013
Roth IRAs are excellent tax-sheltered vehicles for your investments, and you'll want to contribute as much as is reasonable for your current financial circumstances. Let's explore how much you can contribute in 2013 and how much you should contribute based on what's going on in your life.
4 Tips for Making the Best Possible Financial Decision
Decisions, decisions. We all make them. But some of them, are more difficult than others. What should you do when you need to fund your education but also need to save for retirement? What should you do when one of your family members asks you for money? How do you pay that bill you don't have the money for? What should you do in your situation?
Does Job Security Exist Anymore?
Growing up, I was told by my teachers that one of the reasons I was studying certain subjects was because I needed to get a job that had great job security – a career, some people call it . . . .
Are Home Inspections Worth It?
Home inspections are an absolute necessity when venturing into the home-buying process. I’ve never met anyone who purchased a car who didn’t at least look under the hood, kick the tires (I still don’t know what purpose that serves), or take the car for a test drive. You inspect a new car before purchasing, why not a house?